Matthew Falconer
Branch Manager at Guaranteed Rate Affinity, LLC · Capitola, CA
NMLS ID 380797 (opens in a new tab) · verify at NMLS Consumer Access
Matthew Falconer (NMLS 380797) is Branch Manager at Guaranteed Rate Affinity, LLC, based in Capitola, CA. Focus areas shown on the lender page: Jumbo loan, Real estate investor, Self-employed and First-time buyer. States 25 years of experience.
Last verified . Sources: Guaranteed Rate Affinity, LLC (grarate.com) and NMLS Consumer Access (license status, check live).
- 25 years experience (stated)
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
- Focus: Jumbo loan(from their lender profile page)
- Focus: Real estate investor(from their lender profile page)
- Focus: Self-employed(from their lender profile page)
- Focus: First-time buyer(from their lender profile page)
Where we saw these: grarate.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
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Contact
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Employment history
Guaranteed Rate Affinity, LLC NMLS 1598647
Current · Capitola, CA · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Matthew Falconer has 25 years in mortgage lending, serving clients in Santa Cruz County, the Greater Bay Area, Sacramento Tri-County Area, Sonoma County and Monterey County. They focus on jumbo, first-time buyer and investor loans.
Our summary of the lender page. Verified 2026-10-15.
- Serves
- Santa Cruz County, Greater Bay Area, Sacramento Tri-County Area, Sonoma County, Monterey County
- Source (opens in a new tab), verified 2026-10-15
- Credentials
- Recognized among the top 1% of mortgage professionals nationally since 2014
- Source (opens in a new tab), verified 2026-10-15
- Community
- President of the Education Committee at a local Realtor association
- Source (opens in a new tab), verified 2026-10-15
Sources
| Name and employer | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Summary | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Matthew Falconer (NMLS 380797), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/matthew-falconer-380797, last verified 2026-10-15.
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