Borrower situations · Illinois
Loan officers for self-employed borrowers in Illinois
As of 2026-10-09, LenDb lists 98 loan officers licensed in or based in Illinois whose lender pages show Self-employed work. The top-ranked are Brian Sewell (Guild Mortgage, Frankfort), Kim Martorano (Guild Mortgage, Chicago) and Tom Hengels (CrossCountry Mortgage, Elk Grove Village). Ranking is lender-neutral: specialty evidence first, then a license in IL, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Brian SewellNMLS 212085
Guild Mortgage · Frankfort, IL · licensed in 6 states
- Self-employed
- First-time buyer
- Physician and medical professional
- Real estate investor
- IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Office in Frankfort, IL
- Licensed since 2022 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 2
Kim MartoranoNMLS 225229
Guild Mortgage · Chicago, IL
- Self-employed
- First-time buyer
- Low credit score
- IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Office in Chicago, IL
- States 25 years of experience (lender page, 2026-10-09)
- 3
Tom HengelsNMLS 1146106
CrossCountry Mortgage · Elk Grove Village, IL
- Self-employed
- Real estate investor
- VA loan
- FHA loan
- IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Office in Elk Grove Village, IL
- States 25 years of experience (lender page, 2026-10-09)
- 4
Kirk TaylorNMLS 312131
CrossCountry Mortgage · Naples, FL · licensed in 16 states
- Self-employed
- 1099 income
- Bank statement loan
- DSCR loan
- IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2014 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 5
Joe MagallanesNMLS 491678
CrossCountry Mortgage · Newport Beach, CA · licensed in 26 states
- Self-employed
- Jumbo loan
- Non-QM loan
- Real estate investor
- IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 6
James IgbinoviaNMLS 626688
CrossCountry Mortgage · Scottsdale, AZ · licensed in 29 states
- Self-employed
- Construction loan
- Jumbo loan
- USDA loan
- IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- States 20 years of experience (lender page, 2026-10-09)
- 7
Joni UtnageNMLS 689931
CrossCountry Mortgage · Naples, FL · licensed in 2 states
- Self-employed
- Non-QM loan
- VA loan
- First-time buyer
- IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 8
Larry VindmanNMLS 103147
CrossCountry Mortgage · Union, NJ · licensed in 7 states
- Self-employed
- Real estate investor
- IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 17 years of experience (lender page, 2026-10-09)
- 9
Eric GasperNMLS 175852
CrossCountry Mortgage · Mineola, NY · licensed in 18 states
- Self-employed
- Non-QM loan
- Real estate investor
- IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2010 (per Colorado records)
- 10
Tracey RadinovicNMLS 997560
Fairway Independent Mortgage Corporation · Overland Park, KS · licensed in 13 states
- Self-employed
- Bank statement loan
- DSCR loan
- FHA loan
- IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 14 years of experience (lender page, 2026-10-09)
- 11
Robin ThompsonNMLS 148063
Union Home Mortgage · Saint Clair, MI · licensed in 3 states
- Self-employed
- FHA loan
- Jumbo loan
- New construction
- IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- States 15 years of experience (lender page, 2026-10-09)
- 12
Kyle FallonNMLS 1581693
CrossCountry Mortgage · Oak Brook, IL
- Self-employed
- Low credit score
- FHA loan
- First-time buyer
- IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Office in Oak Brook, IL
- Licensed since 2022 (per Florida records)
- 13
Matthew S. Devadan, MBANMLS 21639
Atlantic Coast Mortgage · Westerville, OH · licensed in 8 states
- Self-employed
- Real estate investor
- 1099 income
- Asset-based qualifying
- IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 14
Charles TollNMLS 1783114
CrossCountry Mortgage · San Juan Capistrano, CA · licensed in 17 states
- Self-employed
- Non-QM loan
- Real estate investor
- First-time buyer
- IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Colorado records)
- 15
Edgar SantiagoNMLS 287395
CrossCountry Mortgage · Elgin, IL · licensed in 2 states
- Self-employed
- First-time buyer
- Real estate investor
- FHA loan
- IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Office in Elgin, IL
- 16
Jeff AdamsNMLS 1851495
CrossCountry Mortgage · Cincinnati, OH · licensed in 25 states
- Self-employed
- First-time buyer
- IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- 17
Kylie MillerNMLS 562713
CrossCountry Mortgage · Beavercreek, OH · licensed in 9 states
- Self-employed
- Jumbo loan
- New construction
- Physician and medical professional
- IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 18
Melisa JonesNMLS 965518
CrossCountry Mortgage · O'Fallon, MO · licensed in 4 states
- Self-employed
- Real estate investor
- Down payment assistance
- First-time buyer
- IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Colorado records)
- 19
Steve KantorovNMLS 218336
JPMorgan Chase Bank (Chase Home Lending) · Bank · Buffalo Grove, IL
- Self-employed
- FHA loan
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Office in Buffalo Grove, IL
- 20
James MadrigalNMLS 728121
JPMorgan Chase Bank (Chase Home Lending) · Bank · Oak Lawn, IL
- Self-employed
- FHA loan
- Jumbo loan
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Office in Oak Lawn, IL
- 21
Brendan WilliamsonNMLS 1449934
JPMorgan Chase Bank (Chase Home Lending) · Bank · Naperville, IL
- Self-employed
- HELOC
- VA loan
- Down payment assistance
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Office in Naperville, IL
- 22
Ruslan RaskinNMLS 1948626
JPMorgan Chase Bank (Chase Home Lending) · Bank · Lake Forest, IL
- Self-employed
- VA loan
- Vacation home
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Office in Lake Forest, IL
- 23
Renee SaccoNMLS 453805
Union Home Mortgage · Phoenix, AZ · licensed in 3 states
- Self-employed
- Condo
- Jumbo loan
- New construction
- IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- 24
Edwin Y MatosNMLS 2749585
Loan Factory · Mortgage broker · licensed in 4 states
- Self-employed
- First-time buyer
- Jumbo loan
- IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- 25
Agostino (Augie) IaconoNMLS 283725
Barrett Financial Group · Mortgage broker · Brookfield, WI · licensed in 11 states
- Self-employed
- IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2024 (per Florida records)
Before you choose
Tax write-offs reduce qualifying income, so the loan officer must know both agency self-employed rules and alternative documentation options.
- How will you calculate my income from my tax returns?
- Would a bank statement or P&L loan qualify me for more?
- Do I need two years of self-employment history?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a IL license is confirmed with the state regulator (check mark), IL is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=self-employed&state=IL. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.