Melinda Zuppo

SVP, Sr. Loan Officer at Atlantic Coast Mortgage · Fairfax, VA

NMLS ID 349615 (opens in a new tab) · verify at NMLS Consumer Access

Melinda Zuppo (NMLS 349615) is SVP, Sr. Loan Officer at Atlantic Coast Mortgage, based in Fairfax, VA. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists Arizona, District of Columbia, Georgia, Maryland, North Carolina, South Carolina, Tennessee, Texas and 2 more on the lender page (not yet checked with the state regulator). Earliest state license record: September 30, 2020 (Florida), per state regulator.

Last verified . Sources: Atlantic Coast Mortgage (atlanticcoastmortgage.com), Florida state regulator, Pennsylvania state regulator and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Pennsylvania, Arizona, District of Columbia, Georgia, Maryland, North Carolina, South Carolina, Tennessee, Texas, Virginia, West Virginia

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO75108, first effective 2020-09-30), PA (opens in a new tab) (77349), verified 2026-10-09.

    Lender-reported: AZ, DC, GA, MD, NC, SC, TN, TX, VA, WV are listed on the lender page, not yet checked with the state regulator.

    Contact

    Employment history

    1. Atlantic Coast Mortgage NMLS 643114

      Current · Fairfax, VA · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    25+ year mortgage veteran and top 1% originator specializing in complex loans including jumbo, renovation, and construction financing. Known for advisory approach and comprehensive understanding of mortgage processes.

    Our summary of the lender page. Verified 2026-10-09.

    Experience
    25+
    Source (opens in a new tab), verified 2026-10-09
    Role
    receptionist, loan processor, operations manager, closer
    Source (opens in a new tab), verified 2026-10-09
    Credentials
    Top 1% of mortgage originators nationwide (Mortgage Executive Magazine), Scotsman Guide Top Originators (2024-2025), Scotsman Guide Top Women Originators (2024-2026)
    Source (opens in a new tab), verified 2026-10-09
    Community
    Alzheimer's advocacy advocate, participates in Walk to End Alzheimer's
    Source (opens in a new tab), verified 2026-10-09

    Sources

    Name and employerlender site · atlanticcoastmortgage.com (opens in a new tab)verified 2026-10-09
    Licenses (regulator)state regulator · data.pa.gov (opens in a new tab)verified 2026-10-10
    Licensed stateslender site · atlanticcoastmortgage.com (opens in a new tab)verified 2026-10-09
    Summarylender site · atlanticcoastmortgage.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Melinda Zuppo (NMLS 349615), Atlantic Coast Mortgage. LenDb.ai, https://lendb.ai/lo/melinda-zuppo-349615, last verified 2026-10-09.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.