Mel Hardy
Loan Officer at The Mortgage Link, Inc. · Rockville, MD
NMLS ID 382068 (opens in a new tab) · verify at NMLS Consumer Access
Mel Hardy (NMLS 382068) is Loan Officer at The Mortgage Link, Inc., based in Rockville, MD. Licensed in Florida, confirmed with the state regulator (license LO144373). Also lists Maryland and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan and Bank statement loan. Earliest state license record: January 22, 2026 (Florida), per state regulator. States 20 years of experience.
Last verified . Sources: The Mortgage Link, Inc. (themortgagelink.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: January 22, 2026 (Florida), per state regulator
- 20 years experience (stated)
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 3 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
- Focus: VA loan(from their lender profile page)
- Focus: Bank statement loan(from their lender profile page)
Where we saw these: themortgagelink.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO144373, first effective 2026-01-22), verified 2026-10-15.
Lender-reported: MD, VA are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
The Mortgage Link, Inc. NMLS 113054
Current · Rockville, MD · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Mel Hardy is a Loan Officer in Rockville, MD, with over 20 years of experience serving clients in Maryland and Virginia. Their profile lists VA loans as a specialty, and they say they handle challenging loans, including bank statement loans.
Our summary of the lender page. Verified 2026-10-15.
Sources
| Name and employer | lender site · themortgagelink.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-15 |
| Licensed states | lender site · themortgagelink.com (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · themortgagelink.com (opens in a new tab) | verified 2026-10-15 |
| Summary | lender site · themortgagelink.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · themortgagelink.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · themortgagelink.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Mel Hardy (NMLS 382068), The Mortgage Link, Inc.. LenDb.ai, https://lendb.ai/lo/melvin-hardy-382068, last verified 2026-10-15.
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