Mike Brustad
VP of Mortgage Lending at Guaranteed Rate Affinity, LLC · Pensacola, FL
NMLS ID 455554 (opens in a new tab) · verify at NMLS Consumer Access
Mike Brustad (NMLS 455554) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Pensacola, FL. Licensed in Florida, confirmed with the state regulator (license LO51836). Focus areas shown on the lender page: First-time buyer, Renovation loan (203k / HomeStyle), Self-employed and VA loan. Earliest state license record: March 21, 2018 (Florida), per state regulator. States 24 years of experience.
Last verified . Sources: Guaranteed Rate Affinity, LLC (grarate.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: March 21, 2018 (Florida), per state regulator
- 24 years experience (stated)
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
- Focus: First-time buyer(from their lender profile page)
- Focus: Renovation loan (203k / HomeStyle)(from their lender profile page)
- Focus: Self-employed(from their lender profile page)
- Focus: VA loan(from their lender profile page)
Where we saw these: grarate.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO51836, first effective 2018-03-21), verified 2026-10-15.
Contact
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Employment history
Guaranteed Rate Affinity, LLC NMLS 1598647
Current · Pensacola, FL · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Mike Brustad has 24 years in mortgage lending and focuses on first-time homebuyers, Veterans, and self-employed borrowers in the Florida Panhandle. They hold VA and renovation certifications.
Our summary of the lender page. Verified 2026-10-15.
- Serves
- Florida Panhandle, Pensacola, Gulf Breeze, Pace, Milton, Fort Walton Beach, Crestview, Navarre, Destin, Miramar Beach, Daphne, Foley, Orange Beach, Mobile
- Source (opens in a new tab), verified 2026-10-15
- Credentials
- Presidents Club member at LoanDepot and Countrywide
- Source (opens in a new tab), verified 2026-10-15
- Community
- member of the Pensacola Association of Realtors
- Source (opens in a new tab), verified 2026-10-15
Sources
| Name and employer | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Summary | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Mike Brustad (NMLS 455554), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/michael-brustad-455554, last verified 2026-10-15.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.