Ryan Boody
VP of Mortgage Lending at Guaranteed Rate Affinity, LLC · Panama City, FL
NMLS ID 1053658 (opens in a new tab) · verify at NMLS Consumer Access
Ryan Boody (NMLS 1053658) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Panama City, FL. Licensed in 2 states confirmed with state regulators: Florida and Texas. Also lists Alabama, Arkansas, Georgia, Kentucky and Tennessee on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Manufactured home, Non-warrantable condo and Self-employed. Earliest state license record: July 31, 2018 (Florida), per state regulator. States 25 years of experience.
Last verified . Sources: Guaranteed Rate Affinity, LLC (grarate.com), Florida state regulator, Texas state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: July 31, 2018 (Florida), per state regulator
- 25 years experience (stated)
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 7 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
- Focus: Manufactured home(from their lender profile page)
- Focus: Non-warrantable condo(from their lender profile page)
- Focus: Self-employed(from their lender profile page)
Where we saw these: grarate.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Florida, Texas, Alabama, Arkansas, Georgia, Kentucky, Tennessee
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO55264, first effective 2018-07-31), TX (opens in a new tab), verified 2026-10-15.
Lender-reported: AL, AR, GA, KY, TN are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Guaranteed Rate Affinity, LLC NMLS 1598647
Current · Panama City, FL · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Ryan Boody has over 25 years in the mortgage industry and works with self-employed borrowers, manufactured homes, and non-warrantable condos. They serve clients across FL, GA, AL, AR, TN, TX and KY.
Our summary of the lender page. Verified 2026-10-15.
- Credentials
- Loan Officer of the Year with Mercantile Bank in 2003 and 2004
- Source (opens in a new tab), verified 2026-10-15
- Credentials
- Presidents Club with NewRez in 2023 and 2024
- Source (opens in a new tab), verified 2026-10-15
Sources
| Name and employer | state regulator · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · sml.texas.gov (opens in a new tab) | verified 2026-10-13 |
| Licensed states | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Summary | state regulator · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Photo | state regulator · grarate.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Ryan Boody (NMLS 1053658), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/ryan-boody-1053658, last verified 2026-10-15.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.