Mike Carey
Senior Loan Officer at Lower · Orange Beach, AL
NMLS ID 384158 (opens in a new tab) · verify at NMLS Consumer Access
Mike Carey (NMLS 384158) is Senior Loan Officer at Lower, based in Orange Beach, AL. Licensed in Florida, confirmed with the state regulator (license LO49560). Also lists Alabama and Tennessee on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Licensed since 2018 (per Florida records).
Last verified . Sources: Lower (lower.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2018 (per Florida records)
- 3 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: lower.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO49560, since 2018), verified 2026-10-09.
Lender-reported: AL, TN are listed on the lender page, not yet checked with the state regulator.
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Employment history
Lower NMLS 1124061
Current · Orange Beach, AL · seen on lender site 2026-10-10
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Mike Carey has over 20 years of mortgage lending experience and works by referral only. They say their specialties span first-time buyers through seasoned buyers.
Our summary of the lender page. Verified 2026-10-10.
Sources
| Name and employer | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Specialties | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Summary | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Contact | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Photo | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Mike Carey (NMLS 384158), Lower. LenDb.ai, https://lendb.ai/lo/michael-carey-384158, last verified 2026-10-10.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.