Michael Gaggi
Sr Loan Originator at CrossCountry Mortgage · Morganville, NJ
NMLS ID 63106 (opens in a new tab) · verify at NMLS Consumer Access
Michael Gaggi (NMLS 63106) is Sr Loan Originator at CrossCountry Mortgage, based in Morganville, NJ. Licensed in 5 states: Florida, Iowa, New Jersey, New York and Pennsylvania. 3 years licensed.
Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com), Florida state regulator, Pennsylvania state regulator and NMLS Consumer Access (license status, check live).
- 3 years licensed
- 5 states
- Unclaimed profile
- No actions on file
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Iowa, New Jersey, New York, Pennsylvania
Confirmed with the state regulator: FL (opens in a new tab) (LO116349, since 2023), PA (opens in a new tab) (119656), verified 2026-10-09.
Others as listed on the lender page (IA, NJ, NY), not yet checked against state regulators.
Contact
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Employment history
CrossCountry Mortgage NMLS 3029
Current · Morganville, NJ · seen on lender site 2026-10-09
Disciplinary actions
None on record
Regulator orders are not loaded yet. Check NMLS Consumer Access.
About
Michael Gaggi has worked in customer service-driven industries since 2002 and has been named a Top Producer and President's Club member at multiple mortgage institutions, specializing in FHA, USDA, VA, construction financing, and reverse mortgages.
Our summary of the lender page. Verified 2026-10-09.
- Credentials
- Named Top Producer and President's Club member at several mortgage institutions
- Source (opens in a new tab), verified 2026-10-09
Reviews
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Sources
| Name and employer | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · data.pa.gov (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Michael Gaggi (NMLS 63106), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/michael-gaggi-63106, last verified 2026-10-09.
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