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Michael Ham, photo from Churchill Mortgage

Michael Ham

Loan Officer at Churchill Mortgage · Brentwood, TN

NMLS ID 174605 (opens in a new tab) · verify at NMLS Consumer Access

Michael Ham (NMLS 174605) is Loan Officer at Churchill Mortgage, based in Brentwood, TN. Licensed in Florida, confirmed with the state regulator (license LO21537). Also lists Alabama, Arkansas, Arizona, Georgia, Kentucky, Missouri, Ohio and Tennessee on the lender page (not yet checked with the state regulator). Licensed since 2013 (per Florida records).

Last verified . Sources: Churchill Mortgage (churchillmortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Alabama, Arkansas, Arizona, Georgia, Kentucky, Missouri, Ohio, Tennessee

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO21537, since 2013), verified 2026-10-09.

    Lender-reported: AL, AR, AZ, GA, KY, MO, OH, TN are listed on the lender page, not yet checked with the state regulator.

    Contact

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    View profile at Churchill Mortgage (opens in a new tab)

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    Employment history

    1. Churchill Mortgage NMLS 1591

      Current · Brentwood, TN · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Michael started in the mortgage industry in January 2005 and has been at Churchill since April 2009. His background includes managing a 911 center, which taught him empathy, and a year as a stay-at-home parent.

    Our summary of the lender page. Verified 2026-10-09.

    Experience
    since 2005
    Source (opens in a new tab), verified 2026-10-09
    Experience
    since April 2009
    Source (opens in a new tab), verified 2026-10-09

    Sources

    Name and employerlender site · churchillmortgage.com (opens in a new tab)verified 2026-10-09
    Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
    Licensed stateslender site · churchillmortgage.com (opens in a new tab)verified 2026-10-09
    Summarylender site · churchillmortgage.com (opens in a new tab)verified 2026-10-09
    Contactlender site · churchillmortgage.com (opens in a new tab)verified 2026-10-09
    Photolender site · churchillmortgage.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Michael Ham (NMLS 174605), Churchill Mortgage. LenDb.ai, https://lendb.ai/lo/michael-ham-174605, last verified 2026-10-09.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.