Michael Ramini
Loan Officer at CMG Home Loans · Sanford, ME
NMLS ID 190860 (opens in a new tab) · verify at NMLS Consumer Access
Michael Ramini (NMLS 190860) is Loan Officer at CMG Home Loans, based in Sanford, ME. Licensed in Florida, confirmed with the state regulator (license LO126170). Earliest state license record: February 16, 2024 (Florida), per state regulator. States 30 years of experience.
Last verified . Sources: CMG Home Loans (cmghomeloans.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: February 16, 2024 (Florida), per state regulator
- 30 years experience (stated)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO126170, first effective 2024-02-16), verified 2026-10-09.
Contact
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Employment history
CMG Home Loans NMLS 1820
Current · Sanford, ME · seen on lender site 2026-10-11
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Michael has more than 30 years in the mortgage industry, starting in 1993, and emphasizes solid advice and financial education for clients.
Our summary of the lender page. Verified 2026-10-11.
Sources
| Name and employer | lender site · cmghomeloans.com (opens in a new tab) | verified 2026-10-11 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · cmghomeloans.com (opens in a new tab) | verified 2026-10-11 |
| Contact | lender site · cmghomeloans.com (opens in a new tab) | verified 2026-10-11 |
| Photo | lender site · cmghomeloans.com (opens in a new tab) | verified 2026-10-11 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Michael Ramini (NMLS 190860), CMG Home Loans. LenDb.ai, https://lendb.ai/lo/michael-ramini-190860, last verified 2026-10-11.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.