Michael Spaulding
Mortgage Banker at The Federal Savings Bank
NMLS ID 359483 (opens in a new tab) · verify at NMLS Consumer Access
Michael Spaulding (NMLS 359483) is Mortgage Banker at The Federal Savings Bank. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: VA loan. Earliest state license record: November 5, 2021 (Florida), per state regulator. States 24 years of experience.
Last verified . Sources: The Federal Savings Bank (thefederalsavingsbank.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: November 5, 2021 (Florida), per state regulator
- 24 years experience (stated)
- Likely federally registered
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
Where we saw these: thefederalsavingsbank.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.
Earlier regulator records (not active): FL (expired).
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
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Employment history
The Federal Savings Bank NMLS 411500
Current · seen on lender site 2026-10-16
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
- Role
- former Signal Support Systems Specialist, U.S. Army 4th Infantry Division
- Source (opens in a new tab), verified 2026-10-16
- Also
- 15 years building mortgage career in the Dallas market
- Source (opens in a new tab), verified 2026-10-16
Sources
| Name and employer | lender site · thefederalsavingsbank.com (opens in a new tab) | verified 2026-10-16 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · thefederalsavingsbank.com (opens in a new tab) | verified 2026-10-16 |
| Contact | lender site · thefederalsavingsbank.com (opens in a new tab) | verified 2026-10-16 |
| Photo | lender site · thefederalsavingsbank.com (opens in a new tab) | verified 2026-10-16 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Michael Spaulding (NMLS 359483), The Federal Savings Bank. LenDb.ai, https://lendb.ai/lo/michael-spaulding-359483, last verified 2026-10-16.
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