Michelle Fermin Viviers

NMLS ID 2499188 (opens in a new tab) · verify at NMLS Consumer Access

Michelle Fermin Viviers (NMLS 2499188) is a mortgage loan officer at New Fed Mortgage, Corp., licensed in Florida since 2024 and in Texas. Michelle works at an FHA-approved lender, per HUD.

Last verified 2026-10-15. Sources: New Fed Mortgage, Corp. (sml.texas.gov), Florida state regulator, Texas state regulator and NMLS Consumer Access (license status, check live).

Earliest state license record: May 24, 2024 (Florida), per state regulator
Works at an FHA-approved lender, per HUD (opens in a new tab)
2 states
Unclaimed profile
Disciplinary history not yet checked

Quick answers

Is Michelle licensed in Florida?: Yes. Florida regulator records list license LO128941 as active, first effective May 24, 2024 (verified 2026-10-15). LenDb has 1 other state on file for Michelle.; Source: Florida state regulator (opens in a new tab)
What lender does Michelle work for, and is it FHA-approved?: New Fed Mortgage, Corp., company NMLS 1881, per the lender's own site (verified 2026-10-13). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).; Source: lender site; HUD (opens in a new tab)
How long has Michelle been licensed?: The earliest state license record LenDb holds for Michelle is from May 24, 2024 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.; Source: Florida state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Licensed states

Florida, Texas

✓ Confirmed with the state regulator: FL (opens in a new tab) (LO128941, first effective 2024-05-24), TX (opens in a new tab), verified 2026-10-15.

Contact

No public business contact on file.

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Employment history

New Fed Mortgage, Corp. NMLS 1881
Current · seen on lender site 2026-10-13

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

Sources

Name and employer	state regulator · sml.texas.gov (opens in a new tab)	verified 2026-10-13
Licenses (regulator)	state regulator · sml.texas.gov (opens in a new tab)	verified 2026-10-13
License status	NMLS Consumer Access (opens in a new tab)	check live

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Cite as: Michelle Fermin Viviers (NMLS 2499188), New Fed Mortgage, Corp.. LenDb.ai, https://lendb.ai/lo/michelle-fermin-viviers-2499188, last verified 2026-10-15.

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