Michelle Spera
Originating LOA at Guild Mortgage · Vero Beach, FL
NMLS ID 1952548 (opens in a new tab) · verify at NMLS Consumer Access
Michelle Spera (NMLS 1952548) is Originating LOA at Guild Mortgage, based in Vero Beach, FL. Licensed in Florida, confirmed with the state regulator (license LO89456). Speaks Spanish. Licensed since 2021 (per Florida records).
Last verified . Sources: Guild Mortgage (branches.guildmortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2021 (per Florida records)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
- Spanish
Source: lender site (opens in a new tab), verified 2026-10-09
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO89456, since 2021), verified 2026-10-09.
Contact
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Employment history
Guild Mortgage NMLS 3274
Current · Vero Beach, FL · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Michelle is bilingual in English and Spanish and is passionate about helping clients feel confident and supported throughout the home financing process.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Languages | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Michelle Spera (NMLS 1952548), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/michelle-spera-1952548, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.