Mike Gallagher
Senior Loan Officer at CrossCountry Mortgage · Monterey, CA
NMLS ID 120703 (opens in a new tab) · verify at NMLS Consumer Access
Mike Gallagher (NMLS 120703) is Senior Loan Officer at CrossCountry Mortgage, based in Monterey, CA. Lists California and Colorado on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Reverse mortgage. States 20 years of experience.
Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com) and NMLS Consumer Access (license status, check live).
- 20 years experience (stated)
- 2 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: crosscountrymortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Lender-reported: CA, CO are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
CrossCountry Mortgage NMLS 3029
Current · Monterey, CA · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Mike has over 20 years of mortgage origination experience and was ranked in Mortgage Executive Magazine's Top 1% of Originators in 2016, 2017, 2020, and 2021. He holds a Series 65 license and focuses on integrating long-term wealth creation into home financing decisions.
Our summary of the lender page. Verified 2026-10-09.
- Credentials
- Top 1% of Mortgage Originators in America
- Source (opens in a new tab), verified 2026-10-09
- Serves
- Morgan Hill, Carmel By The Sea, Saratoga (CA) and Denver (CO)
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Mike Gallagher (NMLS 120703), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/mike-gallagher-120703, last verified 2026-10-09.
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