Loan programs · Arizona
VA loan officers in Arizona
As of 2026-10-09, LenDb lists 503 loan officers licensed in or based in Arizona whose lender pages show VA loan work. The top-ranked are Andrew Schmidt (Churchill Mortgage, Scottsdale), Rachelle Coffey (Homeowners Financial Group, Scottsdale) and Sonya Smith Graves (Fairway Independent Mortgage Corporation, Glendale). Ranking is lender-neutral: specialty evidence first, then a license in AZ, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Andrew SchmidtNMLS 201143
Churchill Mortgage · Scottsdale, AZ · licensed in 7 states
- VA loan
- FHA loan
- USDA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in AZ (listed on lender page, verified 2026-10-09)
- Branch in Arizona
- 25 years experience (stated on lender page, 2026-10-09)
- 2
Rachelle CoffeyNMLS 203664
Homeowners Financial Group · Scottsdale, AZ · licensed in 10 states
- VA loan
- Down payment assistance
- FHA loan
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in AZ (listed on lender page, verified 2026-10-09)
- Branch in Arizona
- 27 years experience (stated on lender page, 2026-10-09)
- 3
Sonya Smith GravesNMLS 249583
Fairway Independent Mortgage Corporation · Glendale, AZ
- VA loan
- FHA loan
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in AZ (listed on lender page, verified 2026-10-09)
- Branch in Arizona
- 25 years experience (stated on lender page, 2026-10-09)
- 4
Tera GreeneNMLS 304548
CrossCountry Mortgage · Yuma, AZ · licensed in 2 states
- VA loan
- Construction loan
- Down payment assistance
- USDA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in AZ (listed on lender page, verified 2026-10-09)
- Branch in Arizona
- 30 years experience (stated on lender page, 2026-10-09)
- 5
Dru Suzanne OsterNMLS 1465553
Barrett Financial Group · Chandler, AZ
- VA loan
- Bank statement loan
- Down payment assistance
- FHA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in AZ (listed on lender page, verified 2026-10-09)
- Branch in Arizona
- 27 years experience (stated on lender page, 2026-10-09)
- 6
Teena BrunNMLS 953410
CrossCountry Mortgage · Tucson, AZ
- VA loan
- Down payment assistance
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in AZ (listed on lender page, verified 2026-10-09)
- Branch in Arizona
- 15 years experience (stated on lender page, 2026-10-09)
- 7
Kathleen BechtelNMLS 1538726
Barrett Financial Group · Gilbert, AZ · licensed in 3 states
- VA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in AZ (listed on lender page, verified 2026-10-09)
- Branch in Arizona
- 25 years experience (stated on lender page, 2026-10-09)
- 8
Dean MovroydisNMLS 2059460
American Pacific Mortgage · Chandler, AZ · licensed in 2 states
- VA loan
- FHA loan
- Down payment assistance
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in AZ (listed on lender page, verified 2026-10-09)
- Branch in Arizona
- 45 years experience (stated on lender page, 2026-10-09)
- 9
Kevin BrumitNMLS 202081
Homeowners Financial Group · Scottsdale, AZ · licensed in 5 states
- VA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in AZ (listed on lender page, verified 2026-10-09)
- Branch in Arizona
- 20 years experience (stated on lender page, 2026-10-09)
- 10
Robert LeisNMLS 766451
Loan Factory · Scottsdale, AZ
- VA loan
- Construction loan
- DSCR loan
- FHA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in AZ (listed on lender page, verified 2026-10-09)
- Branch in Arizona
- 9 years licensed
- 11
Shelley CovingtonNMLS 102076
Intercap Lending · Kirkland, WA · licensed in 3 states
- VA loan
- Bank statement loan
- Down payment assistance
- FHA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in AZ (listed on lender page, verified 2026-10-09)
- 25 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 12
Katie HammNMLS 185848
Guild Mortgage · Portland, OR · licensed in 5 states
- VA loan
- FHA loan
- First-time buyer
- Jumbo loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in AZ (listed on lender page, verified 2026-10-09)
- 20 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 13
Corina FiedlerNMLS 244676
CrossCountry Mortgage · Kalispell, MT · licensed in 6 states
- VA loan
- Down payment assistance
- FHA loan
- Renovation loan (203k / HomeStyle)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in AZ (listed on lender page, verified 2026-10-09)
- 27 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 14
Katy CanalesNMLS 270783
Churchill Mortgage · Salem, OR · licensed in 3 states
- VA loan
- FHA loan
- First-time buyer
- Real estate investor
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in AZ (listed on lender page, verified 2026-10-09)
- 29 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 15
Camilla LongoNMLS 377689
Success Mortgage Partners · Plymouth, MI · licensed in 2 states
- VA loan
- Down payment assistance
- FHA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in AZ (listed on lender page, verified 2026-10-09)
- 27 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 16
Eric WhitcombNMLS 395360
CrossCountry Mortgage · Cypress, CA · licensed in 3 states
- VA loan
- Self-employed
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in AZ (listed on lender page, verified 2026-10-09)
- 25 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 17
Cherie SmithNMLS 570248
Guild Mortgage · Redmond, OR · licensed in 9 states
- VA loan
- FHA loan
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in AZ (listed on lender page, verified 2026-10-09)
- 25 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 18
Jeanette JohnNMLS 611754
Intercap Lending · Logan, UT · licensed in 5 states
- VA loan
- FHA loan
- USDA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in AZ (listed on lender page, verified 2026-10-09)
- 25 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 19
Bill GaylordNMLS 680603
Guild Mortgage · Henderson, NV · licensed in 7 states
- VA loan
- DSCR loan
- FHA loan
- Jumbo loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in AZ (listed on lender page, verified 2026-10-09)
- 33 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 20
Kim RayNMLS 1314698
Churchill Mortgage · Ocean Shores, WA · licensed in 3 states
- VA loan
- FHA loan
- New construction
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in AZ (listed on lender page, verified 2026-10-09)
- 20 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 21
- 22
Steven HochreinNMLS 133559
Newrez · Columbia, MD · licensed in 3 states
- VA loan
- FHA loan
- USDA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in AZ (listed on lender page, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 23
Kristopher DerewalNMLS 133750
Newrez · Fort Washington, PA · licensed in 2 states
- VA loan
- FHA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in AZ (listed on lender page, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 24
Dawn Rae PembertonNMLS 162320
Fairway Independent Mortgage Corporation · Naples, FL · licensed in 21 states
- VA loan
- Reverse mortgage
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in AZ (listed on lender page, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 25
Catherine BarnettNMLS 237244
Xpert Home Lending · licensed in 4 states
- VA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in AZ (listed on lender page, verified 2026-10-09)
- 22 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
Before you choose
Entitlement calculations, funding fee exemptions and VA appraisal rules reward a loan officer who closes VA loans often.
- How many VA loans have you closed in the last year?
- Can you check my remaining entitlement and funding fee status?
- How do you handle a low VA appraisal or the tidewater process?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in AZ or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=va&state=AZ. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.