Monica Centeno
Branch Manager at Guild Mortgage · Henderson, NV
NMLS ID 1100009 (opens in a new tab) · verify at NMLS Consumer Access
Monica Centeno (NMLS 1100009) is Branch Manager at Guild Mortgage, based in Henderson, NV. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists Alabama, Arizona, California, Delaware, Georgia, Hawaii, Idaho, Illinois and 23 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance. Licensed since 2018 (per Florida records).
Last verified . Sources: Guild Mortgage (branches.guildmortgage.com), Florida state regulator, Colorado state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2018 (per Florida records)
- 33 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: branches.guildmortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Colorado, Alabama, Arizona, California, Delaware, Georgia, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Massachusetts, Maryland, Michigan, Missouri, Mississippi, North Carolina, Nebraska, New Jersey, New Mexico, Nevada, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington, Wisconsin
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO54981, since 2018), CO (opens in a new tab) (100512185, since 2018), verified 2026-10-09.
Lender-reported: AL, AZ, CA, DE, GA, HI, ID, IL, IN, KS, KY, MA, MD, MI, MO, MS, NC, NE, NJ, NM, NV, OH, OK, OR, PA, SC, TN, TX, VA, WA, WI are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Guild Mortgage NMLS 3274
Current · Henderson, NV · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Monica Centeno has 20+ years of mortgage lending experience and is licensed in over 30 states. An attorney licensed in Nevada and California, she specializes in programs from down payment assistance to complex loan programs.
Our summary of the lender page. Verified 2026-10-09.
- Education
- UNLV graduate; Chapman University School of Law graduate
- Source (opens in a new tab), verified 2026-10-09
- Credentials
- Attorney licensed in Nevada and California
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · apps.colorado.gov (opens in a new tab) | verified 2026-10-10 |
| Licensed states | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Monica Centeno (NMLS 1100009), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/monica-centeno-1100009, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.