Monica Richmond
GRA Loan Officer at Guaranteed Rate Affinity, LLC · Scottsdale, AZ
NMLS ID 1238876 (opens in a new tab) · verify at NMLS Consumer Access
Monica Richmond (NMLS 1238876) is GRA Loan Officer at Guaranteed Rate Affinity, LLC, based in Scottsdale, AZ. Lists Arizona on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer, Real estate investor and VA loan. Earliest state license record: February 22, 2021 (Florida), per state regulator. States 14 years of experience.
Last verified . Sources: Guaranteed Rate Affinity, LLC (grarate.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: February 22, 2021 (Florida), per state regulator
- 14 years experience (stated)
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
- Focus: First-time buyer(from their lender profile page)
- Focus: Real estate investor(from their lender profile page)
- Focus: VA loan(from their lender profile page)
Where we saw these: grarate.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Lender-reported: AZ is listed on the lender page, not yet checked with the state regulator.
Earlier regulator records (not active): FL (expired).
Contact
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- Profile (opens in a new tab)
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Employment history
Guaranteed Rate Affinity, LLC NMLS 1598647
Current · Scottsdale, AZ · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Helps homebuyers across Arizona, focusing on first-time buyers, move-up buyers, investors and veterans, with service in Phoenix-area cities including Scottsdale and Tempe. Has helped over 500 clients.
Our summary of the lender page. Verified 2026-10-15.
- Serves
- Phoenix, Fountain Hills, Glendale, Scottsdale, Goodyear, Buckeye, Cave Creek, Carefree, Surprise, Sun City, Tempe
- Source (opens in a new tab), verified 2026-10-15
Sources
| Name and employer | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-15 |
| Licensed states | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Summary | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Monica Richmond (NMLS 1238876), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/monica-richmond-1238876, last verified 2026-10-15.
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