Pam Rios
Senior Loan Officer at Guild Mortgage · Marietta, GA
NMLS ID 208089 (opens in a new tab) · verify at NMLS Consumer Access
Pam Rios (NMLS 208089) is Senior Loan Officer at Guild Mortgage, based in Marietta, GA. Licensed in Florida, confirmed with the state regulator (license LO136357). Also lists Georgia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, VA loan and Down payment assistance. Licensed since 2025 (per Florida records). States 39 years of experience.
Last verified . Sources: Guild Mortgage (branches.guildmortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2025 (per Florida records)
- 39 years experience (stated)
- 2 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: branches.guildmortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO136357, since 2025), verified 2026-10-09.
Lender-reported: GA is listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Guild Mortgage NMLS 3274
Current · Marietta, GA · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Pam Rios brings 39 years of mortgage industry experience, having been the first FHA direct endorsement underwriter in the U.S. Virgin Islands. Recognized in top 10 production and top 1% nationally by Scotsman Guide, earning President's Level status multiple times.
Our summary of the lender page. Verified 2026-10-09.
- Credentials
- First FHA direct endorsement underwriter in the United States Virgin Islands
- Source (opens in a new tab), verified 2026-10-09
- Credentials
- Recognized top 10 in production and top 1% nationally by Scotsman Guide
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Pam Rios (NMLS 208089), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/pamela-rios-tabares-208089, last verified 2026-10-09.
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