Pat Clay
Sr. Loan Officer at Guild Mortgage · Richmond, VA
NMLS ID 1382057 (opens in a new tab) · verify at NMLS Consumer Access
Pat Clay (NMLS 1382057) is Sr. Loan Officer at Guild Mortgage, based in Richmond, VA. Licensed in 14 states: Florida, Arizona, California, Colorado, Connecticut, Georgia, Maryland, North Carolina and 6 more. Focus areas shown on the lender page: Reverse mortgage and VA loan. 8 years licensed.
Last verified . Sources: Guild Mortgage (branches.guildmortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- 8 years licensed
- 14 states
- Unclaimed profile
- No actions on file
Specialties
Where we saw these: branches.guildmortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Arizona, California, Colorado, Connecticut, Georgia, Maryland, North Carolina, New Hampshire, Pennsylvania, Texas, Virginia, Washington, West Virginia
Confirmed with the state regulator: FL (opens in a new tab) (LO55002, since 2018), verified 2026-10-09.
Others as listed on the lender page (AZ, CA, CO, CT, GA, MD, NC, NH, PA, TX, VA, WA, WV), not yet checked against state regulators.
Contact
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Employment history
Guild Mortgage NMLS 3274
Current · Richmond, VA · seen on lender site 2026-10-09
Disciplinary actions
None on record
Regulator orders are not loaded yet. Check NMLS Consumer Access.
About
Senior Reverse Mortgage Loan Originator with 10+ years of experience originating reverse and VA loans. Patricia prioritizes trust, passion, and service, focusing on meeting borrower needs with effective communication.
Our summary of the lender page. Verified 2026-10-09.
Reviews
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Sources
| Name and employer | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Pat Clay (NMLS 1382057), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/patricia-clay-1382057, last verified 2026-10-09.
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