Pepper Kinzer
Team Leader at Union Home Mortgage · The Villages, FL
NMLS ID 1590253 (opens in a new tab) · verify at NMLS Consumer Access
Pepper Kinzer (NMLS 1590253) is Team Leader at Union Home Mortgage, based in The Villages, FL. Licensed in Florida (license LO84739, issued 2021). Focus areas shown on the lender page: Construction loan, FHA loan, Jumbo loan and VA loan. 5 years licensed.
Last verified . Sources: Union Home Mortgage (uhm.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- 5 years licensed
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: uhm.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Confirmed with the state regulator: FL (opens in a new tab) (LO84739, since 2021), verified 2026-10-09.
Contact
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Employment history
Union Home Mortgage NMLS 2229
Current · The Villages, FL · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Pepper Kinzer has over a decade of experience as a residential loan officer serving home buyers. She specializes in conventional, FHA, VA, construction-permanent, and jumbo loans.
Our summary of the lender page. Verified 2026-10-09.
Reviews
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Sources
| Name and employer | lender site · uhm.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · uhm.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · uhm.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · uhm.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · uhm.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Pepper Kinzer (NMLS 1590253), Union Home Mortgage. LenDb.ai, https://lendb.ai/lo/pepper-kinzer-1590253, last verified 2026-10-09.
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