Phil Clay
Exec Lending Manager at Trusted Mortgage Capital Inc · Irvine, CA
NMLS ID 2000290 (opens in a new tab) · verify at NMLS Consumer Access
Phil Clay (NMLS 2000290) is Exec Lending Manager at Trusted Mortgage Capital Inc, based in Irvine, CA. Licensed in 5 states confirmed with state regulators: Florida, Texas, California, Connecticut and Louisiana. Focus areas shown on the lender page: Non-QM loan. Earliest state license record: July 31, 2025 (Texas), per state regulator.
Last verified . Sources: Trusted Mortgage Capital Inc (trustedmortgagecapital.com), Florida state regulator, Texas state regulator, California state regulator, Connecticut state regulator, Louisiana state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: July 31, 2025 (Texas), per state regulator
- 5 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
Where we saw these: trustedmortgagecapital.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Florida, Texas, California, Connecticut, Louisiana
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO140348, first effective 2025-08-11), TX (opens in a new tab), CA (opens in a new tab) (02047081), CT (opens in a new tab) (LO-2000290), LA (opens in a new tab), verified 2026-10-15.
Contact
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Employment history
Trusted Mortgage Capital Inc NMLS 2411952
Current · Irvine, CA · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
- Credentials
- America's Top 1% of Loan Officers in 2021
- Source (opens in a new tab), verified 2026-10-15
- Credentials
- #19 VA Loan Originator in USA, Scotsman Guide 2025
- Source (opens in a new tab), verified 2026-10-15
Sources
| Name and employer | state regulator · trustedmortgagecapital.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · ofi.la.gov (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · trustedmortgagecapital.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · trustedmortgagecapital.com (opens in a new tab) | verified 2026-10-15 |
| Photo | state regulator · trustedmortgagecapital.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Phil Clay (NMLS 2000290), Trusted Mortgage Capital Inc. LenDb.ai, https://lendb.ai/lo/philip-clay-2000290, last verified 2026-10-15.
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