Poonkuzhali Vallinayagam
NMLS ID 398666 (opens in a new tab) · verify at NMLS Consumer Access
Poonkuzhali Vallinayagam (NMLS 398666) is a loan officer at Sun West Mortgage. Licensed in 5 states confirmed with state regulators: Florida, Texas, New York, Connecticut and Louisiana. Sun West Mortgage also offers Bank statement loan, Construction loan, DSCR loan, FHA loan and HELOC and 8 more (a lender program, not confirmed as their own focus). Earliest state license record: July 2, 2013 (Florida), per state regulator.
Last verified . Sources: Sun West Mortgage (sml.texas.gov), Florida state regulator, Texas state regulator, New York state regulator, Connecticut state regulator, Louisiana state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: July 2, 2013 (Florida), per state regulator
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 5 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
No focus listed on their lender page yet.
Their lender offers
Bank statement loan, Construction loan, DSCR loan, FHA loan, HELOC, Real estate investor, Jumbo loan, Non-QM loan, Physician and medical professional, Renovation loan (203k / HomeStyle), Reverse mortgage, USDA loan and VA loan. Programs Sun West Mortgage offers (verified 2026-10-08). Lender-level: not confirmed as Poonkuzhali's own focus, so ask.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Florida, Texas, New York, Connecticut, Louisiana
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO20462, first effective 2013-07-02), TX (opens in a new tab), NY (opens in a new tab), CT (opens in a new tab) (LO-398666), LA (opens in a new tab), verified 2026-10-15.
Contact
No public business contact on file.
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Employment history
Sun West Mortgage NMLS 3277
Current · seen on lender site 2026-10-13
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Sources
| Name and employer | state regulator · sml.texas.gov (opens in a new tab) | verified 2026-10-13 |
| Licenses (regulator) | state regulator · ofi.la.gov (opens in a new tab) | verified 2026-10-15 |
| Lender programs | manual · swmc.com (opens in a new tab) | verified 2026-10-08 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Poonkuzhali Vallinayagam (NMLS 398666), Sun West Mortgage. LenDb.ai, https://lendb.ai/lo/poonkuzhali-vallinayagam-398666, last verified 2026-10-15.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.