Rachel Needle
Loan Officer at Atlantic Coast Mortgage · North Bethesda, MD
NMLS ID 2020874 (opens in a new tab) · verify at NMLS Consumer Access
Rachel Needle (NMLS 2020874) is Loan Officer at Atlantic Coast Mortgage, based in North Bethesda, MD. Licensed in Florida, confirmed with the state regulator (license LO150964). Also lists California, District of Columbia, Maryland and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Licensed since 2026 (per Florida records).
Last verified . Sources: Atlantic Coast Mortgage (atlanticcoastmortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2026 (per Florida records)
- 5 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: atlanticcoastmortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, California, District of Columbia, Maryland, Virginia
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO150964, since 2026), verified 2026-10-09.
Lender-reported: CA, DC, MD, VA are listed on the lender page, not yet checked with the state regulator.
Contact
- Profile (opens in a new tab)
We never see who you contact.
Employment history
Atlantic Coast Mortgage NMLS 643114
Current · North Bethesda, MD · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Rachel serves first-time homebuyers and experienced purchasers across five states. With 20+ years on the East Coast, she focuses on conventional, jumbo, FHA, and VA loans, emphasizing transparent communication and advocacy throughout the mortgage process.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · atlanticcoastmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · atlanticcoastmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · atlanticcoastmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · atlanticcoastmortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Rachel Needle (NMLS 2020874), Atlantic Coast Mortgage. LenDb.ai, https://lendb.ai/lo/rachel-needle-2020874, last verified 2026-10-09.
Is this you?
Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.
Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.