Terri Montana

Is Terri licensed?

Terri works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.

Source: employer type in LenDb's lender registry

Does Terri do construction loans?

Terri's profile lists construction loan as a focus (from their lender profile page). It also lists first-time buyer and real estate investor.

Source: lender page↗ (opens in a new tab)

What lender does Terri work for?

Banner Bank, company NMLS 439266, from the Everett, WA office, per the lender's own site (verified 2026-10-16).

Source: lender site↗ (opens in a new tab)

Focus

• Focus: Construction loan(from their lender profile page)
• Focus: First-time buyer(from their lender profile page)
• Focus: Real estate investor(from their lender profile page)

Where we saw these: loanofficers.bannerbank.com↗ (opens in a new tab)

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

No license list on file yet. Check NMLS Consumer Access↗ (opens in a new tab) for every state this person is licensed in.

Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access↗ (opens in a new tab)).

1. Banner Bank NMLS 439266

   Current · Everett, WA · seen on lender site 2026-10-16

Terri Montana is a Residential Loan Officer in Everett, WA. They have served clients since 1988 and enjoy helping first time homebuyers. They also assist with construction, lot and land loans and investment property financing, and have bought, built and sold commercial and residential properties.

Our summary of the lender page. Verified 2026-10-16.

Experience

since 1988

Source↗ (opens in a new tab), verified 2026-10-16