Raymond Northcutt, photo from CrossCountry Mortgage

Raymond Northcutt

Senior Loan Officer at CrossCountry Mortgage · Meridian, ID

NMLS ID 1982088 (opens in a new tab) · verify at NMLS Consumer Access

Raymond Northcutt (NMLS 1982088) is Senior Loan Officer at CrossCountry Mortgage, based in Meridian, ID. Lists Arizona and Idaho on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan and First-time buyer. Earliest state license record: November 10, 2021 (Florida), per state regulator.

Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: crosscountrymortgage.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Arizona, Idaho

Lender-reported: AZ, ID are listed on the lender page, not yet checked with the state regulator.

Earlier regulator records (not active): FL (expired).

Contact

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Employment history

  1. CrossCountry Mortgage NMLS 3029

    Current · Meridian, ID · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Army Veteran and West Point graduate (2013) who discovered real estate through engineering work and now helps veterans achieve homeownership through VA loans as part of the Victor Alpha Group.

Our summary of the lender page. Verified 2026-10-09.

Experience
since 2013
Source (opens in a new tab), verified 2026-10-09
Role
co-founder/member of Victor Alpha Group
Source (opens in a new tab), verified 2026-10-09
Education
West Point graduate (2013)
Source (opens in a new tab), verified 2026-10-09
Serves
McCall, ID area; formerly Savannah, GA
Source (opens in a new tab), verified 2026-10-09

Sources

Name and employerlender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Summarylender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Contactlender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Photolender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Raymond Northcutt (NMLS 1982088), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/raymond-northcutt-1982088, last verified 2026-10-09.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.