Renald Appo

Loan Officer at Cliffco, Inc. · Uniondale, NY

NMLS ID 53967 (opens in a new tab) · verify at NMLS Consumer Access

Renald Appo (NMLS 53967) is a Loan Officer at Cliffco, Inc. in Uniondale, New York, licensed in Florida since 2026. Renald works at an FHA-approved lender, per HUD.

Last verified 2026-10-15. Sources: Cliffco, Inc. (cliffcomortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Earliest state license record: February 3, 2026 (Florida), per state regulator
Works at an FHA-approved lender, per HUD (opens in a new tab)
2 states
Unclaimed profile
Disciplinary history not yet checked

Quick answers

Is Renald licensed in New York?: Cliffco, Inc.'s page for Renald lists New York. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. LenDb has 1 other state on file for Renald.; Source: lender page (opens in a new tab)
What lender does Renald work for, and is it FHA-approved?: Cliffco, Inc., company NMLS 65328, from the Uniondale, NY office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).; Source: lender site; HUD (opens in a new tab)
How long has Renald been licensed?: The earliest state license record LenDb holds for Renald is from February 3, 2026 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.; Source: Florida state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

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Licensed states

Florida, New York

✓ Confirmed with the state regulator: FL (opens in a new tab) (LO144679, first effective 2026-02-03), verified 2026-10-15.

Lender-reported: NY is listed on the lender page, not yet checked with the state regulator.

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Employment history

Cliffco, Inc. NMLS 65328
Current · Uniondale, NY · seen on lender site 2026-10-15

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

Sources

Name and employer	lender site · cliffcomortgage.com (opens in a new tab)	verified 2026-10-15
Licenses (regulator)	state regulator · real.flofr.com (opens in a new tab)	verified 2026-10-15
Licensed states	lender site · cliffcomortgage.com (opens in a new tab)	verified 2026-10-15
Contact	lender site · cliffcomortgage.com (opens in a new tab)	verified 2026-10-15
Photo	lender site · cliffcomortgage.com (opens in a new tab)	verified 2026-10-15
License status	NMLS Consumer Access (opens in a new tab)	check live

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Cite as: Renald Appo (NMLS 53967), Cliffco, Inc.. LenDb.ai, https://lendb.ai/lo/renald-appo-53967, last verified 2026-10-15.

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