Ricardo Guido
Senior Loan Officer at Embrace Home Loans · Rockville, MD
NMLS ID 1249316 (opens in a new tab) · verify at NMLS Consumer Access
Ricardo Guido (NMLS 1249316) is Senior Loan Officer at Embrace Home Loans, based in Rockville, MD. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists California, District of Columbia, Delaware, Maryland and Virginia on the lender page (not yet checked with the state regulator). Earliest state license record: April 9, 2020 (Florida), per state regulator.
Last verified . Sources: Embrace Home Loans (embracehomeloans.com), Florida state regulator, Pennsylvania state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: April 9, 2020 (Florida), per state regulator
- 7 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Pennsylvania, California, District of Columbia, Delaware, Maryland, Virginia
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO69500, first effective 2020-04-09), PA (opens in a new tab) (76456), verified 2026-10-09.
Lender-reported: CA, DC, DE, MD, VA are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Embrace Home Loans NMLS 2184
Current · Rockville, MD · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Ricardo brings experience as a mortgage professional based in Rockville. Prior to joining Embrace, he worked at Patriot Mortgage Corporation and is committed to smooth, detail-oriented client service throughout the loan process.
Our summary of the lender page. Verified 2026-10-09.
- Role
- Previously worked for Patriot Mortgage Corporation
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · data.pa.gov (opens in a new tab) | verified 2026-10-10 |
| Licensed states | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Ricardo Guido (NMLS 1249316), Embrace Home Loans. LenDb.ai, https://lendb.ai/lo/ricardo-guido-1249316, last verified 2026-10-09.
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