Richard Alvarez, photo from Cliffco, Inc.

Richard Alvarez

Loan Officer at Cliffco, Inc. · Uniondale, NY

NMLS ID 1838273 (opens in a new tab) · verify at NMLS Consumer Access

Richard Alvarez, NMLS 1838273, works as a Loan Officer at Cliffco, Inc. in Uniondale, New York. Richard works at an FHA-approved lender, per HUD.

Last verified . Sources: Cliffco, Inc. (cliffcomortgage.com), New York state regulator and NMLS Consumer Access (license status, check live).

Quick answers

What lender does Richard work for, and is it FHA-approved?
Cliffco, Inc., company NMLS 65328, from the Uniondale, NY office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).
Source: lender site; HUD (opens in a new tab)
How much experience does Richard have?
Richard states 5 years of experience.
Source: the loan officer's own statement (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.

    Regulator records not active: NY (expired).

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    Employment history

    1. Cliffco, Inc. NMLS 65328

      Current · Uniondale, NY · seen on lender site 2026-10-15

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Also
    Worked as a real estate agent in Manhattan starting at age 19
    Source (opens in a new tab), verified 2026-10-15

    Sources

    Name and employerlender site · cliffcomortgage.com (opens in a new tab)verified 2026-10-15
    Licenses (regulator)state regulator · dfs.ny.gov (opens in a new tab)verified 2026-10-14
    Contactlender site · cliffcomortgage.com (opens in a new tab)verified 2026-10-15
    Photolender site · cliffcomortgage.com (opens in a new tab)verified 2026-10-15
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Richard Alvarez (NMLS 1838273), Cliffco, Inc.. LenDb.ai, https://lendb.ai/lo/richard-alvarez-1838273, last verified 2026-10-15.

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