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Richard Cilo, photo from CrossCountry Mortgage

Richard Cilo

Senior Loan Officer at CrossCountry Mortgage · Denville, NJ

NMLS ID 2572183 (opens in a new tab) · verify at NMLS Consumer Access

Richard Cilo (NMLS 2572183) is Senior Loan Officer at CrossCountry Mortgage, based in Denville, NJ. Lists New Jersey on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Real estate investor and Self-employed. Speaks Turkish.

Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com) and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: crosscountrymortgage.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

  • Turkish

Source: lender site (opens in a new tab), verified 2026-10-09

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

New Jersey

Lender-reported: NJ is listed on the lender page, not yet checked with the state regulator.

Contact

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View profile at CrossCountry Mortgage (opens in a new tab)

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Employment history

  1. CrossCountry Mortgage NMLS 3029

    Current · Denville, NJ · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Richard has over 15 years of experience in credit, finance, commercial lending and underwriting. He serves homebuyers, homeowners, self-employed borrowers and real estate investors across North Jersey.

Our summary of the lender page. Verified 2026-10-09.

Experience
more than 15 years
Source (opens in a new tab), verified 2026-10-09
Serves
North Jersey and other licensed states
Source (opens in a new tab), verified 2026-10-09

Sources

Name and employerlender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Languageslender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Summarylender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Contactlender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Photolender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

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Cite as: Richard Cilo (NMLS 2572183), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/richard-cilo-2572183, last verified 2026-10-09.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.