Rick Yniguez
Loan Officer at Empire Home Loans · Fair Oaks, CA
NMLS ID 1823240 (opens in a new tab) · verify at NMLS Consumer Access
Rick Yniguez (NMLS 1823240) is Loan Officer at Empire Home Loans, based in Fair Oaks, CA. Licensed in Florida, confirmed with the state regulator (license LO139873). Focus areas shown on the lender page: VA loan. Earliest state license record: July 23, 2025 (Florida), per state regulator.
Last verified . Sources: Empire Home Loans (empirehomeloans.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: July 23, 2025 (Florida), per state regulator
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: empirehomeloans.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO139873, first effective 2025-07-23), verified 2026-10-09.
Contact
A quick automatic check keeps bots from harvesting contact details.
We never see who you contact.
Employment history
Empire Home Loans NMLS 1839243
Current · Fair Oaks, CA · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Rick entered mortgage in 2019 after 23 years in the U.S. Army. He holds an MBA with a concentration in Quality Management and is a Certified Veterans Loan Specialist.
Our summary of the lender page. Verified 2026-10-09.
- Credentials
- Certified Veterans Loan Specialist (CVLS)
- Source (opens in a new tab), verified 2026-10-09
- Education
- Master's degree in Business Administration with concentration in Quality Management; Bachelor's degree in Business Administration
- Source (opens in a new tab), verified 2026-10-09
- Role
- Team Leader, Program Director, Branch Manager, Hawaii Area Manager
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Rick Yniguez (NMLS 1823240), Empire Home Loans. LenDb.ai, https://lendb.ai/lo/richard-yniguez-1823240, last verified 2026-10-09.
Is this you?
Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.
Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.