Roy Montero
VP Of Mortgage Banking at CrossCountry Mortgage · Honolulu, HI
NMLS ID 351403 (opens in a new tab) · verify at NMLS Consumer Access
Roy Montero (NMLS 351403) is VP Of Mortgage Banking at CrossCountry Mortgage, based in Honolulu, HI. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists Arizona, California, Hawaii, Idaho, Michigan, Minnesota, Nevada, Oregon and 1 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Manufactured home, Jumbo loan, Renovation loan (203k / HomeStyle), USDA loan and VA loan. Earliest state license record: September 18, 2015 (Colorado), per state regulator.
Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com), Florida state regulator, Colorado state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: September 18, 2015 (Colorado), per state regulator
- 11 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
- Manufactured homelender page
- Jumbo loanlender page
- Renovation loan (203k / HomeStyle)lender page
- USDA loanlender page
- VA loanlender page
Where we saw these: crosscountrymortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Colorado, Arizona, California, Hawaii, Idaho, Michigan, Minnesota, Nevada, Oregon, Washington
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO38484, first effective 2017-01-19), CO (opens in a new tab) (100500425, first effective 2015-09-18), verified 2026-10-09.
Lender-reported: AZ, CA, HI, ID, MI, MN, NV, OR, WA are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
CrossCountry Mortgage NMLS 3029
Current · Honolulu, HI · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Roy is a Hawaii native with over two decades of mortgage industry experience. He specializes in the complexities of lending and real estate on Hawaiian islands, including unique living arrangements.
Our summary of the lender page. Verified 2026-10-09.
- Credentials
- Familiar with unique living arrangements on Hawaiian islands
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · apps.colorado.gov (opens in a new tab) | verified 2026-10-10 |
| Licensed states | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Roy Montero (NMLS 351403), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/roy-montero-351403, last verified 2026-10-09.
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