Russell Smith
Branch Partner at ALCOVA Mortgage · Whiteville, NC
NMLS ID 78989 (opens in a new tab) · verify at NMLS Consumer Access
Russell Smith (NMLS 78989) is Branch Partner at ALCOVA Mortgage, based in Whiteville, NC. Licensed in 3 states: North Carolina, South Carolina and Virginia. Focus areas shown on the lender page: Construction loan, DSCR loan, Real estate investor and Rural property. States 32 years of experience.
Last verified . Sources: ALCOVA Mortgage (alcova.com) and NMLS Consumer Access (license status, check live).
- 32 years experience
- 3 states
- Unclaimed profile
- No actions on file
Specialties
- Construction loanlender page
- DSCR loanlender page
- Real estate investorlender page
- Rural propertylender page
Where we saw these: alcova.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
North Carolina, South Carolina, Virginia
As listed on the lender page (NC, SC, VA), not yet checked against state regulators.
Contact
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Employment history
ALCOVA Mortgage NMLS 40508
Current · Whiteville, NC · seen on lender site 2026-10-09
Disciplinary actions
None on record
Regulator orders are not loaded yet. Check NMLS Consumer Access.
About
Russell Smith has 32 years of mortgage lending experience and specializes in complex real estate financing solutions including large acreage, farms, and unique properties. He is passionate about helping clients achieve their homeownership dreams through strategic financing partnerships.
Our summary of the lender page. Verified 2026-10-09.
- Credentials
- 2025 Top Producer, 2025 Top Branch, 2025 Top Producer DSCR in Volume
- Source (opens in a new tab), verified 2026-10-09
Reviews
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Sources
| Name and employer | lender site · alcova.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · alcova.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · alcova.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · alcova.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · alcova.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · alcova.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Russell Smith (NMLS 78989), ALCOVA Mortgage. LenDb.ai, https://lendb.ai/lo/russell-smith-78989, last verified 2026-10-09.
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