
Ryan Ivory
VP of Mortgage Lending at Guaranteed Rate Affinity, LLC · Charlotte, NC
NMLS ID 2022954 (opens in a new tab) · verify at NMLS Consumer Access
Ryan Ivory (NMLS 2022954) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Charlotte, NC. Licensed in Florida, confirmed with the state regulator (license LO106209). Also lists North Carolina and South Carolina on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Bank statement loan, DSCR loan, FHA loan, Jumbo loan and VA loan. Earliest state license record: April 19, 2022 (Florida), per state regulator.
Last verified . Sources: Guaranteed Rate Affinity, LLC (grarate.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: April 19, 2022 (Florida), per state regulator
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 3 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
- Focus: Bank statement loan(from their lender profile page)
- Focus: DSCR loan(from their lender profile page)
- Focus: FHA loan(from their lender profile page)
- Focus: Jumbo loan(from their lender profile page)
- Focus: VA loan(from their lender profile page)
Where we saw these: grarate.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Florida, North Carolina, South Carolina
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO106209, first effective 2022-04-19), verified 2026-10-15.
Lender-reported: NC, SC are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Guaranteed Rate Affinity, LLC NMLS 1598647
Current · Charlotte, NC · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Ryan Ivory has over seven years in the mortgage industry, including over five as a loan officer, serving Charlotte, Greenville, Columbia, and Charleston.
Our summary of the lender page. Verified 2026-10-15.
- Serves
- Greenville, Columbia, and Charleston, South Carolina
- Source (opens in a new tab), verified 2026-10-15
Sources
| Name and employer | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-15 |
| Licensed states | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Summary | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Ryan Ivory (NMLS 2022954), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/ryan-ivory-2022954, last verified 2026-10-15.
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