Ryan Ivory, photo from Guaranteed Rate Affinity, LLC

Ryan Ivory

VP of Mortgage Lending at Guaranteed Rate Affinity, LLC · Charlotte, NC

NMLS ID 2022954 (opens in a new tab) · verify at NMLS Consumer Access

Ryan Ivory (NMLS 2022954) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Charlotte, NC. Licensed in Florida, confirmed with the state regulator (license LO106209). Also lists North Carolina and South Carolina on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Bank statement loan, DSCR loan, FHA loan, Jumbo loan and VA loan. Earliest state license record: April 19, 2022 (Florida), per state regulator.

Last verified . Sources: Guaranteed Rate Affinity, LLC (grarate.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

Focus

Where we saw these: grarate.com (opens in a new tab)

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Florida, North Carolina, South Carolina

✓ Confirmed with the state regulator: FL (opens in a new tab) (LO106209, first effective 2022-04-19), verified 2026-10-15.

Lender-reported: NC, SC are listed on the lender page, not yet checked with the state regulator.

Contact

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Employment history

  1. Guaranteed Rate Affinity, LLC NMLS 1598647

    Current · Charlotte, NC · seen on lender site 2026-10-15

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Ryan Ivory has over seven years in the mortgage industry, including over five as a loan officer, serving Charlotte, Greenville, Columbia, and Charleston.

Our summary of the lender page. Verified 2026-10-15.

Experience
more than 7
Source (opens in a new tab), verified 2026-10-15
Serves
Charlotte and the surrounding areas
Source (opens in a new tab), verified 2026-10-15
Serves
Greenville, Columbia, and Charleston, South Carolina
Source (opens in a new tab), verified 2026-10-15
Also
approximately 350 clients helped
Source (opens in a new tab), verified 2026-10-15

Sources

Name and employerlender site · grarate.com (opens in a new tab)verified 2026-10-15
Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-15
Licensed stateslender site · grarate.com (opens in a new tab)verified 2026-10-15
Specialtieslender site · grarate.com (opens in a new tab)verified 2026-10-15
Summarylender site · grarate.com (opens in a new tab)verified 2026-10-15
Contactlender site · grarate.com (opens in a new tab)verified 2026-10-15
Photolender site · grarate.com (opens in a new tab)verified 2026-10-15
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Ryan Ivory (NMLS 2022954), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/ryan-ivory-2022954, last verified 2026-10-15.

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