Salvatore D'Elia
VP of Mortgage Lending at Guaranteed Rate Affinity, LLC · Carlsbad, CA
NMLS ID 2010697 (opens in a new tab) · verify at NMLS Consumer Access
Salvatore D'Elia (NMLS 2010697) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Carlsbad, CA. Lists California on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Asset-based qualifying, Bank statement loan, DSCR loan, Jumbo loan and Down payment assistance.
Last verified . Sources: Guaranteed Rate Affinity, LLC (grarate.com) and NMLS Consumer Access (license status, check live).
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
- Focus: Asset-based qualifying(from their lender profile page)
- Focus: Bank statement loan(from their lender profile page)
- Focus: DSCR loan(from their lender profile page)
- Focus: Jumbo loan(from their lender profile page)
- Focus: Down payment assistance(from their lender profile page)
- Focus: First-time buyer(from their lender profile page)
- Focus: Real estate investor(from their lender profile page)
- Focus: Self-employed(from their lender profile page)
Where we saw these: grarate.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Lender-reported: CA is listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Guaranteed Rate Affinity, LLC NMLS 1598647
Current · Carlsbad, CA · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Salvatore D'Elia serves San Diego, Orange, Los Angeles and Ventura Counties in California. Focuses on jumbo, asset depletion, bank statement and DSCR investor loans, plus down payment assistance for first-time buyers.
Our summary of the lender page. Verified 2026-10-15.
- Serves
- San Diego, Orange, Los Angeles, and Ventura Counties, California
- Source (opens in a new tab), verified 2026-10-15
- Also
- closed the largest loan of their career, a $16.5 million loan amount
- Source (opens in a new tab), verified 2026-10-15
- Also
- recognized as a top lender in Southern California
- Source (opens in a new tab), verified 2026-10-15
Sources
| Name and employer | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Licensed states | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Summary | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Salvatore D'Elia (NMLS 2010697), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/salvatore-d-elia-2010697, last verified 2026-10-15.
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