Ryan Miracle
Loan Officer at Ruoff Mortgage · Columbus, OH
NMLS ID 497698 (opens in a new tab) · verify at NMLS Consumer Access
Ryan Miracle (NMLS 497698) is Loan Officer at Ruoff Mortgage, based in Columbus, OH. Lists Ohio on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Self-employed. Licensed since 2021 (per Florida records). States 19 years of experience.
Last verified . Sources: Ruoff Mortgage (ruoff.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2021 (per Florida records)
- 19 years experience (stated)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: ruoff.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Lender-reported: OH is listed on the lender page, not yet checked with the state regulator.
Earlier regulator records (not active): FL (expired).
Contact
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Employment history
Ruoff Mortgage NMLS 141868
Current · Columbus, OH · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Ryan Miracle has 19 years of mortgage experience with 3,700+ closed loans, specializing in complex scenarios including self-employed income and job changes. An Ohio native and co-leader of The Stewards mortgage team, they focus on precision and client education.
Our summary of the lender page. Verified 2026-10-09.
- Role
- co-leads The Stewards, a Columbus-based mortgage team
- Source (opens in a new tab), verified 2026-10-09
- Credentials
- Taught continuing education courses for Realtors across Ohio
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · ruoff.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · ruoff.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · ruoff.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · ruoff.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · ruoff.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · ruoff.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Ryan Miracle (NMLS 497698), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/ryan-miracle-497698, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.