Scott Contreras

Executive Vice President at Ladera Lending, Inc. · Ladera Ranch, CA

NMLS ID 66667 (opens in a new tab) · verify at NMLS Consumer Access

Scott Contreras, NMLS 66667, works as an Executive Vice President at Ladera Lending, Inc. in Ladera Ranch, California and is licensed in California since 2018. Scott works at an FHA-approved lender, per HUD.

Last verified 2026-10-24. Sources: Ladera Lending, Inc. (laderalending.com), California state regulator and NMLS Consumer Access (license status, check live).

Earliest state license record: August 13, 2018 (California), per state regulator
Works at an FHA-approved lender, per HUD (opens in a new tab)
1 state
Unclaimed profile
Disciplinary history not yet checked

Quick answers

Is Scott licensed in California?: Yes. California regulator records list license CA-DBO66667 as active, first effective August 13, 2018 (verified 2026-10-24).; Source: California state regulator (opens in a new tab)
What lender does Scott work for, and is it FHA-approved?: Ladera Lending, Inc., company NMLS 835555, from the Ladera Ranch, CA office, per the lender's own site (verified 2026-10-21). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).; Source: lender site; HUD (opens in a new tab)
How long has Scott been licensed?: The earliest state license record LenDb holds for Scott is from August 13, 2018 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure.; Source: California state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

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Licensed states

California

✓ Confirmed with the state regulator: CA DFPI (opens in a new tab) (CA-DBO66667, first effective 2018-08-13), verified 2026-10-24.

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Employment history

Ladera Lending, Inc. NMLS 835555
Current · Ladera Ranch, CA · seen on lender site 2026-10-21

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Role: Co-founder of a small mortgage broker grown to a national, full-service mortgage banker; Source (opens in a new tab), verified 2026-10-21
Role: Senior leadership for national Consumer Direct platforms; Source (opens in a new tab), verified 2026-10-21

Sources

Name and employer	lender site · laderalending.com (opens in a new tab)	verified 2026-10-21
Licenses (regulator)	state regulator · dfpi.ca.gov (opens in a new tab)	verified 2026-10-24
Contact	lender site · laderalending.com (opens in a new tab)	verified 2026-10-21
Photo	lender site · laderalending.com (opens in a new tab)	verified 2026-10-21
License status	NMLS Consumer Access (opens in a new tab)	check live

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Cite as: Scott Contreras (NMLS 66667), Ladera Lending, Inc.. LenDb.ai, https://lendb.ai/lo/scott-contreras-66667, last verified 2026-10-24.

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