Ashton Pereida-Rice
Loan Officer at Ladera Lending, Inc. · Ladera Ranch, CA
NMLS ID 2022873 (opens in a new tab) · verify at NMLS Consumer Access
Ashton Pereida-Rice (NMLS 2022873) is a Loan Officer at Ladera Lending, Inc. in Ladera Ranch, California, licensed in Texas, California and Illinois. Ashton's own profile lists refinance and HELOC as a focus, and Ashton works at an FHA-approved lender, per HUD.
Last verified . Sources: Ladera Lending, Inc. (laderalending.com), Texas state regulator, New York state regulator, Iowa state regulator, California state regulator, Illinois state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: September 14, 2020 (Iowa), per state regulator
- 5 years experience (stated)
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 3 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Ashton licensed in California?
- Yes. California regulator records list license CA-DFPI2022873 as active, first effective May 14, 2025 (verified 2026-10-24). LenDb has 2 other states on file for Ashton.
- Source: California state regulator (opens in a new tab)
- Does Ashton list refinance as a focus?
- Ashton's profile lists refinance as a focus (from their lender profile page). It also lists HELOC.
- Source: lender page (opens in a new tab)
- What lender does Ashton work for, and is it FHA-approved?
- Ladera Lending, Inc., company NMLS 835555, from the Ladera Ranch, CA office, per the lender's own site (verified 2026-10-21). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).
- Source: lender site; HUD (opens in a new tab)
- How long has Ashton been licensed?
- The earliest state license record LenDb holds for Ashton is from September 14, 2020 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Ashton states 5 years of experience.
- Source: Iowa state regulator (opens in a new tab)
Specialties
Focus
Where we saw these: laderalending.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: TX (opens in a new tab), CA DFPI (opens in a new tab) (CA-DFPI2022873, first effective 2025-05-14), IL (opens in a new tab) (31.0089878, first effective 2025-05-02), verified 2026-10-13.
Regulator records not active: NY (expired), IA (expired).
Contact
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Employment history
Ladera Lending, Inc. NMLS 835555
Current · Ladera Ranch, CA · seen on lender site 2026-10-21
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Sources
| Name and employer | state regulator · laderalending.com (opens in a new tab) | verified 2026-10-21 |
| Licenses (regulator) | state regulator · idfpr.illinois.gov (opens in a new tab) | verified 2026-10-28 |
| Specialties | lender site · laderalending.com (opens in a new tab) | verified 2026-10-21 |
| Contact | lender site · laderalending.com (opens in a new tab) | verified 2026-10-21 |
| Photo | state regulator · laderalending.com (opens in a new tab) | verified 2026-10-21 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Ashton Pereida-Rice (NMLS 2022873), Ladera Lending, Inc.. LenDb.ai, https://lendb.ai/lo/ashton-pereida-rice-2022873, last verified 2026-10-28.
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