Sean Pauly, photo from Lower

Sean Pauly

Loan Officer at Lower · Fort Wayne, IN

NMLS ID 224576 (opens in a new tab) · verify at NMLS Consumer Access

Sean Pauly (NMLS 224576) is Loan Officer at Lower, based in Fort Wayne, IN. Lists Illinois on the lender page (not yet checked with the state regulator). Lower also offers FHA loan, First-time buyer, HELOC, Real estate investor and Jumbo loan and 5 more (a lender program, not confirmed as their own focus). Earliest state license record: April 23, 2021 (Florida), per state regulator.

Last verified . Sources: Lower (lower.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

Focus

No focus listed on their lender page yet.

    Their lender offers

    FHA loan, First-time buyer, HELOC, Real estate investor, Jumbo loan, Non-QM loan, Renovation loan (203k / HomeStyle), USDA loan, VA loan and Vacation home. Programs Lower offers (verified 2026-10-10). Lender-level: not confirmed as Sean's own focus, so ask.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Illinois

    Lender-reported: IL is listed on the lender page, not yet checked with the state regulator.

    Earlier regulator records (not active): FL (expired).

    Contact

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    Employment history

    1. Lower NMLS 1124061

      Current · Fort Wayne, IN · seen on lender site 2026-10-10

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Sean has over three decades of mortgage lending experience, helping homebuyers and homeowners in Fort Wayne since 1991 with personalized guidance.

    Our summary of the lender page. Verified 2026-10-10.

    Experience
    since 1991
    Source (opens in a new tab), verified 2026-10-10

    Sources

    Name and employerlender site · lower.com (opens in a new tab)verified 2026-10-10
    Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-15
    Licensed stateslender site · lower.com (opens in a new tab)verified 2026-10-10
    Lender programslender site · lower.com (opens in a new tab)verified 2026-10-10
    Summarylender site · lower.com (opens in a new tab)verified 2026-10-10
    Contactlender site · lower.com (opens in a new tab)verified 2026-10-10
    Photolender site · lower.com (opens in a new tab)verified 2026-10-10
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Sean Pauly (NMLS 224576), Lower. LenDb.ai, https://lendb.ai/lo/sean-pauly-224576, last verified 2026-10-10.

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