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Sheilla Lavadia, photo from Loan Factory

Sheilla Lavadia

Mortgage Loan Officer at Loan Factory

NMLS ID 1399453 (opens in a new tab) · verify at NMLS Consumer Access

Sheilla Lavadia (NMLS 1399453) is Mortgage Loan Officer at Loan Factory. Licensed in 10 states: Arizona, California, Florida, Hawaii, Idaho, Kansas, New Mexico, Oregon and 2 more. Focus areas shown on the lender page: 1099 income, First-time buyer, Real estate investor and Self-employed. Speaks English and Tagalog. 3 years licensed.

Last verified . Sources: Loan Factory (loanfactory.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: loanfactory.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

  • English
  • Tagalog

Source: lender site (opens in a new tab), verified 2026-10-09

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Arizona, California, Florida, Hawaii, Idaho, Kansas, New Mexico, Oregon, Texas, Washington

Confirmed with the state regulator: FL (opens in a new tab) (LO121370, since 2023), verified 2026-10-09.

Others as listed on the lender page (AZ, CA, HI, ID, KS, NM, OR, TX, WA), not yet checked against state regulators.

Contact

Employment history

  1. Loan Factory NMLS 320841

    Current · seen on lender site 2026-10-09

Disciplinary actions

None on record

Regulator orders are not loaded yet. Check NMLS Consumer Access.

About

Sheilla Lavadia is a mortgage broker with 22 years of experience who has helped over 3,100 families and funded $500+ million in loans. She specializes in educating and guiding first-time buyers, self-employed borrowers, and real estate investors.

Our summary of the lender page. Verified 2026-10-09.

Credentials
3,100+ families helped, $500+ million in loans funded
Source (opens in a new tab), verified 2026-10-09

Reviews

Reviews on other sites

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LenDb reviews

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Sources

Name and employerlender site · loanfactory.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · loanfactory.com (opens in a new tab)verified 2026-10-09
Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · loanfactory.com (opens in a new tab)verified 2026-10-09
Languageslender site · loanfactory.com (opens in a new tab)verified 2026-10-09
Summarylender site · loanfactory.com (opens in a new tab)verified 2026-10-09
Photolender site · loanfactory.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Sheilla Lavadia (NMLS 1399453), Loan Factory. LenDb.ai, https://lendb.ai/lo/sheilla-lavadia-1399453, last verified 2026-10-09.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.