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Sheri Watkins, photo from Ruoff Mortgage

Sheri Watkins

Senior Loan Officer at Ruoff Mortgage

NMLS ID 279665 (opens in a new tab) · verify at NMLS Consumer Access

Sheri Watkins (NMLS 279665) is Senior Loan Officer at Ruoff Mortgage. Licensed in Florida, confirmed with the state regulator (license LO63250). Also lists Illinois, Indiana, Kentucky, Michigan, Ohio, Tennessee and Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer, New construction and Vacation home. Licensed since 2019 (per Florida records). States 25 years of experience.

Last verified . Sources: Ruoff Mortgage (ruoff.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: ruoff.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Florida, Illinois, Indiana, Kentucky, Michigan, Ohio, Tennessee, Texas

✓ Confirmed with the state regulator: FL (opens in a new tab) (LO63250, since 2019), verified 2026-10-09.

Lender-reported: IL, IN, KY, MI, OH, TN, TX are listed on the lender page, not yet checked with the state regulator.

Contact

No public business contact on file.

View profile at Ruoff Mortgage (opens in a new tab)

We never see who you contact.

Employment history

  1. Ruoff Mortgage NMLS 141868

    Current · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Senior Loan Officer with over 25 years of mortgage lending experience serving homebuyers, realtors, and builders in Southwest Florida and Greater Cincinnati/West Chester. Specializes in primary homes, relocations, second homes, new construction, and first-time purchases.

Our summary of the lender page. Verified 2026-10-09.

Role
Senior Loan Officer
Source (opens in a new tab), verified 2026-10-09
Serves
Southwest Florida, Greater Cincinnati/West Chester area, Grant County Indiana surrounding areas
Source (opens in a new tab), verified 2026-10-09

Sources

Name and employerlender site · ruoff.com (opens in a new tab)verified 2026-10-09
Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · ruoff.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · ruoff.com (opens in a new tab)verified 2026-10-09
Summarylender site · ruoff.com (opens in a new tab)verified 2026-10-09
Photolender site · ruoff.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Sheri Watkins (NMLS 279665), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/sheri-watkins-279665, last verified 2026-10-09.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.