Sonia Garibay
Senior Loan Officer at CrossCountry Mortgage · Turlock, CA
NMLS ID 292640 (opens in a new tab) · verify at NMLS Consumer Access
Sonia Garibay (NMLS 292640) is Senior Loan Officer at CrossCountry Mortgage, based in Turlock, CA. Lists California on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan, FHA loan and First-time buyer.
Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com) and NMLS Consumer Access (license status, check live).
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: crosscountrymortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Lender-reported: CA is listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
CrossCountry Mortgage NMLS 3029
Current · Turlock, CA · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Sonia joined the mortgage industry in 2001 with a commitment to helping families achieve homeownership. They specialize in first-time homebuyers and offer expertise in FHA, VA, conventional and CalHFA programs.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Sonia Garibay (NMLS 292640), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/sonia-garibay-292640, last verified 2026-10-09.
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