Spencer MC Valerio
Loan Officer at Guild Mortgage · Cedar City, UT
NMLS ID 305514 (opens in a new tab) · verify at NMLS Consumer Access
Spencer MC Valerio (NMLS 305514) is Loan Officer at Guild Mortgage, based in Cedar City, UT. Lists Arizona, California, Montana, New Mexico, Nevada and Utah on the lender page (not yet checked with the state regulator).
Last verified . Sources: Guild Mortgage (branches.guildmortgage.com) and NMLS Consumer Access (license status, check live).
- 6 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Arizona, California, Montana, New Mexico, Nevada, Utah
Lender-reported: AZ, CA, MT, NM, NV, UT are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Guild Mortgage NMLS 3274
Current · Cedar City, UT · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Spencer helps families with smooth, organized, and stress-free home financing. The team is known for being responsive, knowledgeable, and available through the entire process.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Spencer MC Valerio (NMLS 305514), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/spencer-mc-valerio-305514, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.