Stef Adams, photo from CrossCountry Mortgage

Stef Adams

VP of Mortgage Lending at CrossCountry Mortgage · Ft. Mitchell, KY

NMLS ID 653821 (opens in a new tab) · verify at NMLS Consumer Access

Stef Adams (NMLS 653821) is VP of Mortgage Lending at CrossCountry Mortgage, based in Ft. Mitchell, KY. Licensed in Florida, confirmed with the state regulator (license LO121137). Also lists Indiana, Kentucky, Ohio and Tennessee on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Renovation loan (203k / HomeStyle). Licensed since 2023 (per Florida records).

Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: crosscountrymortgage.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Florida, Indiana, Kentucky, Ohio, Tennessee

✓ Confirmed with the state regulator: FL (opens in a new tab) (LO121137, since 2023), verified 2026-10-09.

Lender-reported: IN, KY, OH, TN are listed on the lender page, not yet checked with the state regulator.

Contact

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Employment history

  1. CrossCountry Mortgage NMLS 3029

    Current · Ft. Mitchell, KY · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Stef is a trusted VP of mortgage lending with years of experience providing expert guidance and personalized home financing plans, specializing in renovation loans and divorce situations.

Our summary of the lender page. Verified 2026-10-09.

Sources

Name and employerlender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Summarylender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Contactlender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Photolender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Stef Adams (NMLS 653821), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/stefanie-adams-653821, last verified 2026-10-09.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.