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Stephen Smith, photo from Envoy Mortgage

Stephen Smith

Loan Originator at Envoy Mortgage · Kirkwood, MO

NMLS ID 1404996 (opens in a new tab) · verify at NMLS Consumer Access

Stephen Smith (NMLS 1404996) is Loan Originator at Envoy Mortgage, based in Kirkwood, MO. Lists Illinois, Kansas, Michigan, Missouri and Oklahoma on the lender page (not yet checked with the state regulator).

Last verified . Sources: Envoy Mortgage (envoymortgage.com) and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Illinois, Kansas, Michigan, Missouri, Oklahoma

    Lender-reported: IL, KS, MI, MO, OK are listed on the lender page, not yet checked with the state regulator.

    Contact

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    View profile at Envoy Mortgage (opens in a new tab)

    We never see who you contact.

    Employment history

    1. Envoy Mortgage NMLS 6666

      Current · Kirkwood, MO · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    With over 25 years of experience, Stephen Smith is dedicated to helping clients achieve homeownership dreams by providing personalized financing solutions and expert guidance.

    Our summary of the lender page. Verified 2026-10-09.

    Role
    Loan Originator
    Source (opens in a new tab), verified 2026-10-09

    Sources

    Name and employerlender site · envoymortgage.com (opens in a new tab)verified 2026-10-09
    Licensed stateslender site · envoymortgage.com (opens in a new tab)verified 2026-10-09
    Summarylender site · envoymortgage.com (opens in a new tab)verified 2026-10-09
    Contactlender site · envoymortgage.com (opens in a new tab)verified 2026-10-09
    Photolender site · envoymortgage.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Stephen Smith (NMLS 1404996), Envoy Mortgage. LenDb.ai, https://lendb.ai/lo/stephen-smith-1404996, last verified 2026-10-09.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.