Tammy Metzger, photo from Xpert Home Lending

Tammy Metzger

Loan Officer at Xpert Home Lending · Austin, TX

NMLS ID 1685285 (opens in a new tab) · verify at NMLS Consumer Access

Tammy Metzger (NMLS 1685285) is Loan Officer at Xpert Home Lending, based in Austin, TX. Licensed in Colorado, confirmed with the state regulator (license 100536056). Also lists Arizona, Michigan, New Mexico and Texas on the lender page (not yet checked with the state regulator). Licensed since 2023 (per Colorado records).

Last verified . Sources: Xpert Home Lending (xperthomelending.com), Colorado state regulator and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Colorado, Arizona, Michigan, New Mexico, Texas

    ✓ Confirmed with the state regulator: CO (opens in a new tab) (100536056, since 2023), verified 2026-10-10.

    Lender-reported: AZ, MI, NM, TX are listed on the lender page, not yet checked with the state regulator.

    Contact

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    View profile at Xpert Home Lending (opens in a new tab)

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    Employment history

    1. Xpert Home Lending NMLS 2179191

      Current · Austin, TX · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Tammy has worked in mortgage lending since 2017 with a background in retail banking and property management. She focuses on consumer advocacy and homebuyer education across Arizona, Colorado, Michigan, New Mexico, and Texas.

    Our summary of the lender page. Verified 2026-10-09.

    Experience
    since 2017
    Source (opens in a new tab), verified 2026-10-09
    Education
    Master of Education from The University of Texas at Austin
    Source (opens in a new tab), verified 2026-10-09
    Credentials
    RMLO (Registered Mortgage Loan Officer)
    Source (opens in a new tab), verified 2026-10-09
    Community
    Mortgage Dogs brand donates to dog-related charities for each loan closed, supporting rescue organizations, dog training, and therapy dog organizations
    Source (opens in a new tab), verified 2026-10-09
    Serves
    Texas, New Mexico, Colorado, Arizona, and Michigan
    Source (opens in a new tab), verified 2026-10-09
    Also
    Background in real estate brokerage and property management after earning Master's degree
    Source (opens in a new tab), verified 2026-10-09

    Sources

    Name and employerlender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
    Licenses (regulator)state regulator · apps.colorado.gov (opens in a new tab)verified 2026-10-10
    Licensed stateslender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
    Summarylender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
    Contactlender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
    Photolender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Tammy Metzger (NMLS 1685285), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/tammy-metzger-1685285, last verified 2026-10-09.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.