Theoni Rapo
Loan Officer at CrossCountry Mortgage · Rehoboth Beach, DE
NMLS ID 1527462 (opens in a new tab) · verify at NMLS Consumer Access
Theoni Rapo (NMLS 1527462) is Loan Officer at CrossCountry Mortgage, based in Rehoboth Beach, DE. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists California, District of Columbia, Delaware, Georgia, Maryland, Texas and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer and HELOC. Licensed since 2023 (per Florida records).
Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com), Florida state regulator, Pennsylvania state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2023 (per Florida records)
- 9 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: crosscountrymortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, California, District of Columbia, Delaware, Georgia, Maryland, Pennsylvania, Texas, Virginia
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO116275, since 2023), PA (opens in a new tab) (103370), verified 2026-10-09.
Lender-reported: CA, DC, DE, GA, MD, TX, VA are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
CrossCountry Mortgage NMLS 3029
Current · Rehoboth Beach, DE · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Theoni has nearly a decade of mortgage experience since age 18, holds a double major in economics and business from Washington College, and creates personalized paths to help clients achieve homeownership goals.
Our summary of the lender page. Verified 2026-10-09.
- Education
- Washington College, double major in economics and business
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · data.pa.gov (opens in a new tab) | verified 2026-10-10 |
| Licensed states | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Theoni Rapo (NMLS 1527462), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/theoni-rapo-1527462, last verified 2026-10-09.
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