Thomas J. Bepko III, photo from Total Mortgage Services

Thomas J. Bepko III

Executive Vice President of Sales at Total Mortgage Services · Fairfield, CT

NMLS ID 202157 (opens in a new tab) · verify at NMLS Consumer Access

Thomas J. Bepko III (NMLS 202157) is Executive Vice President of Sales at Total Mortgage Services, based in Fairfield, CT. Licensed in Florida, confirmed with the state regulator (license LO19906). Licensed since 2013 (per Florida records).

Last verified . Sources: Total Mortgage Services (totalmortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO19906, since 2013), verified 2026-10-09.

    Contact

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    View profile at Total Mortgage Services (opens in a new tab)

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    Employment history

    1. Total Mortgage Services NMLS 2764

      Current · Fairfield, CT · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Thomas Bepko began his mortgage career in 2003 after Army service. As EVP of Sales, he originates loans and mentors loan officers while serving first-time buyers, investors, self-employed borrowers, and clients seeking creative lending strategies.

    Our summary of the lender page. Verified 2026-10-09.

    Experience
    since 2003
    Source (opens in a new tab), verified 2026-10-09
    Role
    co-founder/first retail branch
    Source (opens in a new tab), verified 2026-10-09
    Credentials
    helped develop loan officers to $100+ million in annual production
    Source (opens in a new tab), verified 2026-10-09

    Sources

    Name and employerlender site · totalmortgage.com (opens in a new tab)verified 2026-10-09
    Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
    Summarylender site · totalmortgage.com (opens in a new tab)verified 2026-10-09
    Contactlender site · totalmortgage.com (opens in a new tab)verified 2026-10-09
    Photolender site · totalmortgage.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Thomas J. Bepko III (NMLS 202157), Total Mortgage Services. LenDb.ai, https://lendb.ai/lo/thomas-bepko-202157, last verified 2026-10-09.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.