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Tom Cumpston, photo from First Home Mortgage

Tom Cumpston

Branch Manager at First Home Mortgage · Bel Air, MD

NMLS ID 173885 (opens in a new tab) · verify at NMLS Consumer Access

Tom Cumpston (NMLS 173885) is Branch Manager at First Home Mortgage, based in Bel Air, MD. Licensed in 4 states: Florida, Delaware, Maryland and Pennsylvania. 4 years licensed.

Last verified . Sources: First Home Mortgage (firsthome.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Delaware, Maryland, Pennsylvania

    Confirmed with the state regulator: FL (opens in a new tab) (LO102232, since 2022), verified 2026-10-09.

    Others as listed on the lender page (DE, MD, PA), not yet checked against state regulators.

    Contact

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    Employment history

    1. First Home Mortgage NMLS 71603

      Current · Bel Air, MD · seen on lender site 2026-10-09

    Disciplinary actions

    None on record

    Regulator orders are not loaded yet. Check NMLS Consumer Access.

    About

    Tom has 36 years in the mortgage industry and over 15 years managing the Bel Air office at First Home Mortgage. He is known for his approachable style, straight-talking honesty, and commitment to educating clients.

    Our summary of the lender page. Verified 2026-10-09.

    Experience
    36 years in mortgage lending
    Source (opens in a new tab), verified 2026-10-09
    Role
    VP Branch Manager
    Source (opens in a new tab), verified 2026-10-09
    Serves
    Harford County
    Source (opens in a new tab), verified 2026-10-09
    Credentials
    Over 20 years at First Home Mortgage
    Source (opens in a new tab), verified 2026-10-09

    Reviews

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    Sources

    Name and employerlender site · firsthome.com (opens in a new tab)verified 2026-10-09
    Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
    Licensed stateslender site · firsthome.com (opens in a new tab)verified 2026-10-09
    Summarylender site · firsthome.com (opens in a new tab)verified 2026-10-09
    Contactlender site · firsthome.com (opens in a new tab)verified 2026-10-09
    Photolender site · firsthome.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Tom Cumpston (NMLS 173885), First Home Mortgage. LenDb.ai, https://lendb.ai/lo/thomas-cumpston-173885, last verified 2026-10-09.

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