Tom Fazio

Loan Advisor at American Pacific Mortgage · St. Augustine, FL

NMLS ID 268035 (opens in a new tab) · verify at NMLS Consumer Access

Tom Fazio (NMLS 268035) is Loan Advisor at American Pacific Mortgage, based in St. Augustine, FL. Licensed in Florida, confirmed with the state regulator (license LO297). Also lists Georgia and Virginia on the lender page (not yet checked with the state regulator). Licensed since 2010 (per Florida records). States 30 years of experience.

Last verified . Sources: American Pacific Mortgage (apmortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Georgia, Virginia

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO297, since 2010), verified 2026-10-09.

    Lender-reported: GA, VA are listed on the lender page, not yet checked with the state regulator.

    Contact

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    View profile at American Pacific Mortgage (opens in a new tab)

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    Employment history

    1. American Pacific Mortgage NMLS 1850

      Current · St. Augustine, FL · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Tom serves Florida, Georgia, North Carolina, South Carolina, and Virginia with 30 years of mortgage industry experience. He specializes in FHA, USDA, conventional, VA, construction-to-perm, and reverse mortgages.

    Our summary of the lender page. Verified 2026-10-09.

    Serves
    Florida, Georgia, North Carolina, South Carolina, Virginia
    Source (opens in a new tab), verified 2026-10-09
    Education
    Degrees in Business and Music from University of Miami and Stetson University
    Source (opens in a new tab), verified 2026-10-09
    Role
    Opened first mortgage company after 5 years in industry; sold it after 11 years
    Source (opens in a new tab), verified 2026-10-09

    Sources

    Name and employerlender site · apmortgage.com (opens in a new tab)verified 2026-10-09
    Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
    Licensed stateslender site · apmortgage.com (opens in a new tab)verified 2026-10-09
    Summarylender site · apmortgage.com (opens in a new tab)verified 2026-10-09
    Contactlender site · apmortgage.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Tom Fazio (NMLS 268035), American Pacific Mortgage. LenDb.ai, https://lendb.ai/lo/thomas-fazio-268035, last verified 2026-10-09.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.