Tom Gaffney
Senior Loan Officer at First Heritage Mortgage
NMLS ID 182206 (opens in a new tab) · verify at NMLS Consumer Access
Tom Gaffney (NMLS 182206) is Senior Loan Officer at First Heritage Mortgage. Licensed in Florida, confirmed with the state regulator (license LO60909). Also lists Maryland and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: New construction. Licensed since 2019 (per Florida records). States 25 years of experience.
Last verified . Sources: First Heritage Mortgage (fhmtg.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2019 (per Florida records)
- 25 years experience (stated)
- 3 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: fhmtg.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO60909, since 2019), verified 2026-10-09.
Lender-reported: MD, VA are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
First Heritage Mortgage NMLS 86548
Current · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Tom has over 25 years of mortgage lending experience and specializes in new construction lending for the past 7 years. He works with first-time homebuyers and previously owned a successful mortgage company in the DC metro area with over 75 employees.
Our summary of the lender page. Verified 2026-10-09.
- Role
- Owned a successful mortgage company in the DC metro area with over 75 employees
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · fhmtg.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · fhmtg.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · fhmtg.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · fhmtg.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · fhmtg.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · fhmtg.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Tom Gaffney (NMLS 182206), First Heritage Mortgage. LenDb.ai, https://lendb.ai/lo/thomas-gaffney-182206, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.